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["上饶银行服务收费价目表编制说明"]
["1.根据《商业银行服务价格管理办法》（中国银行业监督管理委员会、国家发展和改革委员会2014年第1号令）、《国家发展改革委 中国银监会关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格[2014]268号）及国家其他相关法律、法规制定本服务收费价目表。"]
["2.上饶银行服务价格分别实行政府指导价、政府定价和市场调节价：①实行政府指导价、政府定价的项目及收费标准，依据《国家发展改革委 中国银监会关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格[2014]268号）及其他相关法律、法规制定；②实行市场调节价的项目及收费标准，由我行总行依据市场情况及国家相关法律、法规统一制定。"]
["3.本服务收费价目表中涉及政府指导价、政府定价的项目，将随国家有关主管部门公布的政策和标准同步进行修订和调整。"]
["4.本服务收费价目表自2020年4月1日起实施，如有变动，以本行最新公告为准。"]
["5.江西省价格投诉电话：12315；上饶银行价格咨询、投诉电话：0793-96233。"]

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["上饶银行服务收费价目表目录"]
["一、人民币基本结算类（政府指导价）"]
["二、人民币基本结算类（政府定价）"]
["三、电子银行及银行卡类（市场调节价）"]
["四、基础性中间业务类（市场调节价）"]
["五、其他（市场调节价）"]
["六、免费服务类"]

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["      上饶银行服务收费价目表（2020年4月版）"]
["一、人民币基本结算类（政府指导价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[1,"跨行柜台转账汇款手续费",null,"通过柜台将个人客户或对公客户的资金从本行账户（不含信用卡）转移到其他银行（含同城和异地）的账户","1、个人客户汇款：0.2万元以下（含0.2万元）2元/笔，0.2万元至0.5万元（含0.5万元）5元/笔，0.5万元以上8元/笔；                              2、对公客户汇款：1万元以下（含1万元） 5元/笔，1万元以上8元/笔。","有柜面汇款需求的个人客户和对公客户","发改价格〔2014〕268号，生效日期2014年8月1日","转账范围包括向其他银行的本人、其他个人或单位的账户进行资金转移。 "]
[2,"个人现金汇款手续费",null,"将个人客户现金汇入异地本行账户或汇入其他银行（含同城和异地）的账户","每笔按汇款金额的0.5%收取，\n最高收费50元","有现金汇款需求的个人客户","发改价格〔2014〕268号，生效日期2014年8月1日"]
[3,"支票手续费",null,"为个人或对公客户办理支票业务","每笔0.4元","办理支票业务的客户","发改价格〔2014〕268号，生效日期2014年8月1日"]
["二、人民币基本结算类（政府定价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[4,"支票","支票挂失费","为个人或对公客户办理支票挂失","按票面金额0.1%（不足5元收取5元）","办理支票挂失业务的客户","发改价格〔2014〕268号，生效日期2014年8月1日"]
[5,null,"支票工本费","出售给个人或对公客户的支票凭证","每份0.4元","购买支票的客户","发改价格〔2014〕268号，生效日期2014年8月1日"]
["三、电子银行及银行卡类（市场调节价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[6,"网上银行","U-KEY工本费","出售给客户U-KEY","个人30元/个，企业50元/个",null,"上银字[2011]15号"]
[7,"短信服务费",null,"短信提醒客户账户信息变动情况","3元/号/月","在我行开立了账户，且签约了短信提醒服务的客户（公务卡持卡客户除外）","与运营商签订的协议","2011年7月1日之前一个账户无论签约多少个手机号码都不收费；7月1日之后，一个账户签约一个手机号码的不收取费用，每增加一个签约手机号码收取3元/月的短信服务费。"]
[8,"借记卡","ATM境内跨行取现手续费","借记卡ATM跨行取现","免费","我行借记卡持卡客户","市场调节价","日取款最高额20000元；每日前10笔免费，第11笔开始按2元/笔收取费用。"]
[9,null,"境外取现手续费","借记卡境外取现","15元/笔",null,null,"日取款最高额20000元"]
[10,null,"境外查询手续费","借记卡境外查询","2元/笔"]
[11,null,"ATM跨行转账手续费","借记卡ATM跨行转账","1、同城：1万元（含）以内3元/笔；1万元—2万元（含）5元/笔。  2、异地：每笔按交易金额1%收取,最低费用人民币5元/笔，最高费用人民币50元/笔。",null,"市场调节价"]
[12,"公务卡","循环信用利率","透支计息利率","日利率万分之五，近似折算为年化利率18.25%，年利率=日利率*365；按月计收复利。","我行公务卡持卡客户","上银字[2011]126号","透支消费在免息期内免收"]
[13,null,"违约金","到期还款日（含）前未偿还最低还款额","最低还款额未还部分的5%,最低为人民币5元"]
[14,null,"透支取现/转帐手续费","透支取现/转帐","每笔为2元+取现金额的0.3%，（最低5元,最高20元）"]
[15,null,"溢缴款费用","溢缴款取现","本行溢缴款取现免费，跨行办理需收跨行费人民币2元/笔"]
[16,null,"ATM跨行取现手续费","ATM跨行取现","免异地费，另加收跨行费2元/笔"]
[17,null,"境外取现手续费","境外取现","15元/笔"]
[18,null,"境外查询手续费","境外查询","2元/笔"]
[19,null,"补（换）公务卡手续费","补(换)发公务卡","普通:免费,加急:人民币20元/卡"]
[20,null,"挂失手续费","为客户办理挂失信用卡","20元/卡"]
[21,null,"调阅单据费","为客户调阅签购单","10元/份"]
[22,null,"快速发卡费","为客户快速发卡","50元/卡"]
["四、基础性中间业务类（市场调节价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[23,"国内信用证","国内信用证开证手续费","为客户开立国内信用证","按开证金额的0.15%收取，最低不少于100元","向申请人收取手续费","银发［1997］265号"]
[24,null,"国内信用证修改手续费","为客户修改国内信用证","按每笔100元收取，增额修改的按增额部分按开证手续费收取，最低不少于100元，不另收取修改手续费","向申请人收取手续费","银发［1997］265号"]
[25,null,"国内信用证通知手续费","通知行收到通知联通知客户；信用证修改后，通知行收到通知联通知客户","每笔50元","向申请人收取手续费","银发［1997］265号"]
[26,null,"国内信用证议付手续费","国内信用证议付","按议付单据金额的0.1%收取","向申请人收取手续费","银发［1997］265号"]
[27,"保函业务",null,"用于国内企业之间的承包工程投标、履约、预付款、维修及预留金以及客户对外融资等方面的担保。","履约、预付款、维修及预留金每季收取担保金额的1-2‰，最低不少于500元。投标担保每季收取担保金额的0.5-1‰，最低不少于300元。在办理保函业务时，可根据具体情况在规定费率的30%的幅度内提高或降低费率，特殊情况由总行与申请人协商确定。保函修改费每笔90元，如为增额修改，且按增额部分计算的当季担保费超过90元的，按增额部分的当季担保费计收。","向申请人收取担保手续费。","饶商银字[2008]76号"]
[28,"信贷证明",null,"根据申请人（投标人）的要求，以出具《银行信贷证明书》的形式，向招标人承诺，当申请人（投标人）中标后，在中标项目实施过程中，满足申请人（投标人）在《银行信贷证明书》项下承诺限额内用于该项目正常、合理信用需求的一种表外信贷业务。","优质客户按照承诺金额的0.5‰-1‰，一般客户按照承诺金额的2‰-\n3‰，或按协议价格收取\n","向申请人收取手续费","饶商银字[2007]126号"]
[29,"保理业务",null,"销售商将其现在或将来的基于其与购货商（债务人）订立的货物销售与服务合同或因其他原因所产生的应收账款转让给银行，从而获得银行为其提供的商业资信调查、贸易融资、应收账款管理及信用风险担保等方面的综合性金融服务。","有追索权（回购型）保理手续费的费率为应收账款发票（应退未退税款）实有总额0.2%－1.2%；无追索权（非回购型）保理手续费的费率为应收账款发票实有总额的0.5%－3%。","向申请人收取手续费","饶商银字[2008]59号"]
[30,"委托贷款",null,"委托人提供资金，由受托人根据委托人确定的贷款对象、用途、金额、期限、利率等代为发放、监督使用并协助收回的贷款。","手续费按月或按季定期收取的，手续费收取周期必须与委托贷款利息的结息周期一致，月手续费率为0.5‰；手续费按贷款发放时一次性收取的，年手续费率不低于1‰”","向委托人收取手续费","上银贷审字[2013]37号"]
[31,"银行承兑汇票","银行承兑汇票手续费","为客户办理银行承兑汇票业务","每笔按票面金额的0.5‰","办理银行承兑汇票的客户","计价费[1996]184号"]
[32,null,"银行承兑汇票工本费","出售给客户银行承兑汇票凭证","0.28元/份","购买银行承兑汇票的客户","计价费[1996]184号"]
[33,null,"查询费","向开票行发出查询或客户实地到我行查询我行签发的银行承兑汇票","30元/笔","通过我行向开票行发出查询的客户及实地到我行查询我行签发的银行承兑汇票的客户","饶商银字[2008]182号"]
[34,"商业承兑汇票工本费",null,"出售给客户商业承兑汇票凭证","0.28元/份","购买商业承兑汇票的客户","计价费[1996]184号"]
["五、其他（市场调节价）"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[35,"个人存款证明书手续费",null,"为客户出具存款证明","20元/份","办理个人存款证明书的客户","上银字[2011]75号"]
[36,"银行询证函手续费",null,"为客户办理银行询证函","100元/份（笔）","办理银行询证函的客户","饶商银字[2009]96号"]
[37,"验资证明手续费",null,"应客户验资出具的调查报告服务","100元/份（笔）","办理验资证明的客户","饶商银字[2009]96号"]
[38,"代客理财资产管理费",null,"向客户销售理财产品，接受客户的委托和授权、向客户提供资产管理等服务。","协议定价(收费明细在相关理财产品说明书中列示，包括但不限于固定管理费、浮动管理费以及超额业绩报酬等）","个人和机构客户","银发[2018]106号"]
["六、免费服务类"]
["序号","收费项目",null,"服务内容","收费标准","适用对象","收费依据","备注"]
[39,"个人本行异地（含本行柜台和自助设备）取现手续费",null,"通过异地本行柜台及自助设备为本行个人客户办理取现业务（不含信用卡）","免费","有异地本行取现需求的个人客户","发改价格〔2014〕268号，生效日期2014年8月1日"]
[40,"电子回单柜管理费",null,"为客户提供电子回单柜","免费","办理了电子回单柜业务的客户","上银字[2011]84号"]
[41,"网上银行","国内跨行汇款","国内跨行汇款","免费","网上银行客户"," 1、计价格[2001]791号\n  2、银办发[2002]217号\n3、银办发[2004]5号\n4、银发[2006]384号"]
[42,"手机银行","国内跨行汇款","国内跨行汇款","免费","手机银行客户"]
[43,null,"月功能费","手机银行正常办理业务","免费",null,"上饶银行手机银行管理办法及与第三方公司签订的运营协议"]
[44,"借记卡（金融IC卡）","卡年费","为客户提供银行卡管理","免费","我行借记卡（金融IC卡）持卡客户","上饶银行金融IC卡管理办法"]
[45,"借记卡（磁条卡）","卡工本费","出售给客户借记卡（磁条卡）","免费","我行借记卡（磁条卡）持卡客户","饶商银字[2008]39号"]
[46,null,"卡年费","为客户提供银行卡管理","免费"]
[47,"公务卡","卡年费","为客户提供银行卡管理","免费","我行公务卡持卡客户","上银字[2011]126号"]
[48,null,"开卡手续费","为客户开立公务卡","免费"]
[49,null,"短信费","签约短信提醒","免费"]
[50,"本票","本票挂失费","为个人或对公客户办理本票挂失","暂停收费","办理本票挂失的客户","发改价格规[2017]1250号，生效日期2017年8月1日"]
[51,null,"本票手续费","为个人或对公客户办理本票业务","暂停收费","办理本票业务的个人和对公客户","发改价格规[2017]1250号，生效日期2017年8月1日"]
[52,null,"本票工本费","出售给个人或对公客户的本票凭证","暂停收费","购买本票的客户","发改价格规[2017]1250号，生效日期2017年8月1日"]
[53,"银行汇票","银行汇票挂失费","为个人或对公客户办理银行汇票挂失","暂停收费","办理银行汇票挂失的客户","发改价格规[2017]1250号，生效日期2017年8月1日"]
[54,null,"银行汇票手续费","为个人或对公客户办理银行汇票业务","暂停收费","办理银行汇票业务的个人和对公客户","发改价格规[2017]1250号，生效日期2017年8月1日"]
[55,null,"银行汇票工本费","出售给个人或对公客户的银行汇票凭证","暂停收费","购买银行汇票的客户","发改价格规[2017]1250号，生效日期2017年8月1日"]
[56,"借记卡","卡工本费","出售给客户金融IC卡","免费","我行借记卡持卡客户","市场调节价"]
[57,null,"卡挂失手续费","借记卡书面挂失","免费","我行借记卡持卡客户","市场调节价"]
[58,"客户主动查询",null,"不是因银行差错造成的未收到款项,查询如已查复的","免费","不是因银行差错造成的未收到款项,主动查询并已收到查复的客户","市场调节价"]
[59,"挂失（单、折）手续费",null,"为客户办理存单/折挂失业务","免费","办理存单（折）挂失的客户","市场调节价"]
["江西省价格投诉电话12315；上饶银行价格咨询、投诉电话（0793）96233                  "]